Oak Creek Valley Bank is committed to protecting user privacy. This website is maintained consistent with the Banking Industry Privacy Principles for US Financial Institutions.

Please click here for Oak Creek Valley Bank’s privacy policy which explains how we collect and use your information.

Please click here for Valparaiso Insurance Agency’s privacy policy.

Oak Creek Valley Bank is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the Oak Creek Valley Bank Website and governs data collection and usage. By using the Oak Creek Valley Bank Website, you consent to the data practices described in this statement.

Collection of your Personal Information

Oak Creek Valley Bank collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. Oak Creek Valley Bank also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by Oak Creek Valley Bank. This information can include: your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by Oak Creek Valley Bank for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Oak Creek Valley Bank Web site.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Oak Creek Valley Bank public message boards, this information may be collected and used by others. Note: Oak Creek Valley Bank does not read any of your private online communications.

Oak Creek Valley Bank encourages you to review the privacy statements of Web sites you choose to link to from Oak Creek Valley Bank so that you can understand how those Web sites collect, use and share your information. Oak Creek Valley Bank is not responsible for the privacy statements or other content on Web sites outside of the Oak Creek Valley Bank and Oak Creek Valley Bank family of Web sites.

Use of your Personal Information

Oak Creek Valley Bank collects and uses your personal information to operate the Oak Creek Valley Bank Website and deliver the services you have requested. Oak Creek Valley Bank also uses your personally identifiable information to inform you of other products or services available from Oak Creek Valley Bank and its affiliates. Oak Creek Valley Bank may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

Oak Creek Valley Bank does not sell, rent or lease its customer lists to third parties. Oak Creek Valley Bank may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, Oak Creek Valley Bank may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Oak Creek Valley Bank, and they are required to maintain the confidentiality of your information.

Oak Creek Valley Bank does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

Oak Creek Valley Bank keeps track of the Websites and pages our customers visit within Oak Creek Valley Bank, in order to determine what Oak Creek Valley Bank services are the most popular. This data is used to deliver customized content and advertising within Oak Creek Valley Bank to customers whose behavior indicates that they are interested in a particular subject area.

Oak Creek Valley Bank Websites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Oak Creek Valley Bank or the site; (b) protect and defend the rights or property of Oak Creek Valley Bank; and, (c) act under exigent circumstances to protect the personal safety of users of Oak Creek Valley Bank, or the public.

Use of Cookies

The Oak Creek Valley Bank Web site use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Oak Creek Valley Bank pages, or register with Oak Creek Valley Bank site or services, a cookie helps Oak Creek Valley Bank to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Oak Creek Valley Bank Web site, the information you previously provided can be retrieved, so you can easily use the Oak Creek Valley Bank features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Oak Creek Valley Bank services or Web sites you visit.

Security of your Personal Information

Oak Creek Valley Bank secures your personal information from unauthorized access, use or disclosure. Oak Creek Valley Bank secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Websites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement

Oak Creek Valley Bank will occasionally update this Statement of Privacy to reflect company and customer feedback. Oak Creek Valley Bank encourages you to periodically review this Statement to be informed of how Oak Creek Valley Bank is protecting your information.

Contact Information

Oak Creek Valley Bank welcomes your comments regarding this Statement of Privacy. If you believe that Oak Creek Valley Bank has not adhered to this Statement, please contact Oak Creek Valley Bank at oakcreek@ocvbank.com. We will use commercially reasonable efforts to promptly determine and remedy the problem.